Malaysia Online Payment Gateways Comparison
Compare Malaysia’s most popular online payment gateway in detail. All of them supported by O2O Ecommerce.
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| Providers | kiplePay |
2C2P |
SwiFPay |
PayPal |
iPay88 |
Razer Merchant Services |
| Package | - | - | Lite | Premier, Business | SME Plan | RMS Premium Plan |
| Setup Fee | RM 300 | RM 300 | RM 0 | No setup fee | RM 488 (additional RM 900 processing fee imposed by bank for credit card gateway) |
RM 400 (One time processing fee |
| Annual Fee | RM 500 (Waived upon approval) |
RM 300 | RM 0 | No annual fee | RM 500 | RM 499 |
| Transaction Fee | 2% - 2.5% per transaction for credit card RM1 - RM1.50 flat rate for bank transfers |
2.5% - 2.8% per transaction for credit card RM 1 to RM 1.50 flat rate for bank transfers |
2.0% - 3.3% per transaction for credit/debit card RM 1.00 - bank transfer (B2C) RM 2.00 - bank transfer (B2B) E-Wallet & Fave - 1.4% DuitNow QR - 0.8% |
Malaysia 3.9% 2.00 MYR Overseas 4.4% 2.00 MYR |
3% per transaction for credit card 3% per transaction or minimum RM0.60 whichever is higher* for online banking (e-debit) and Mobile Money 2% for MEPS Cash and Webcash |
2.4% per transaction for credit card 2.4% per transaction or minimum RM0.60 whichever is higher* for online banking (e-debit) |
| E-wallet | ||||||
| Installment | ||||||
| Withdrawal Method | Transfer to local bank (T1/T2) | Transfer to local bank (weekly) | Transfer to local bank (weekly) | Transfer to local bank (on request) | Transfer to local bank (weekly) | Transfer to local bank (weekly) |
| Receive money in local bank | ||||||
| Supported Cards |   |
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| Country of origin | Malaysia | Singapore | Malaysia | USA | Malaysia | Malaysia |
| Malaysia Online Bank Transfer | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) | Maybank, CIMB, Heong Leong Bank, Public Bank, RHB, HSBC, BSN, SCB, UOB, OCBC, Alliance Bank, Affin Bank, Ambank, Bank Muamalat, Bank Rakyat, Kuwait Finance House, Agro Bank, Bank Islam(All FPX members) | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) | N/A | Alliance Online Am Online CIMB Clicks EON Online Hong Leong Online Maybank2u RHB Online FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) | Maybank2u, CIMB Clicks, Hong Leong Connect, Public Bank PBe, RHB Now, Alliance Online, Affin Online, Bank Islam Online, UOB Bank Online, OCBC Bank Online, Standard Chartered Bank Online, AmOnline, I-Rakyat, I-Muamalat, Kuwait Finance House, Bank Simpanan National Online, HSBC Online |
| Recurring | ||||||
| Supported Currencies | RM (MYR) | Multi-currency up to 18 foreign currency | RM (MYR) | RM (MYR), US, Euro, Singapore $ and more | RM (MYR) | RM (MYR) |
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