Compare Malaysia’s most popular online payment gateway in detail. All of them supported by O2O Ecommerce.
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Providers | kiplePay |
2C2P |
SwiFPay |
PayPal |
iPay88 |
Razer Merchant Services |
Package | - | - | Lite | Premier, Business | SME Plan | RMS Premium Plan |
Setup Fee | RM 300 | RM 300 | RM 0 | No setup fee | RM 488 (additional RM 900 processing fee imposed by bank for credit card gateway) |
RM 400 (One time processing fee |
Annual Fee | RM 500 (Waived upon approval) |
RM 300 | RM 0 | No annual fee | RM 500 | RM 499 |
Transaction Fee | 2% - 2.5% per transaction for credit card RM1 - RM1.50 flat rate for bank transfers |
2.5% - 2.8% per transaction for credit card RM 1 to RM 1.50 flat rate for bank transfers |
2.0% - 3.3% per transaction for credit/debit card RM 1.00 - bank transfer (B2C) RM 2.00 - bank transfer (B2B) E-Wallet & Fave - 1.4% DuitNow QR - 0.8% |
Malaysia 3.9% 2.00 MYR Overseas 4.4% 2.00 MYR |
3% per transaction for credit card 3% per transaction or minimum RM0.60 whichever is higher* for online banking (e-debit) and Mobile Money 2% for MEPS Cash and Webcash |
2.4% per transaction for credit card 2.4% per transaction or minimum RM0.60 whichever is higher* for online banking (e-debit) |
E-wallet | ||||||
Installment | ||||||
Withdrawal Method | Transfer to local bank (T1/T2) | Transfer to local bank (weekly) | Transfer to local bank (weekly) | Transfer to local bank (on request) | Transfer to local bank (weekly) | Transfer to local bank (weekly) |
Receive money in local bank | ||||||
Supported Cards | ![]() ![]() |
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Country of origin | Malaysia | Singapore | Malaysia | USA | Malaysia | Malaysia |
Malaysia Online Bank Transfer | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) | Maybank, CIMB, Heong Leong Bank, Public Bank, RHB, HSBC, BSN, SCB, UOB, OCBC, Alliance Bank, Affin Bank, Ambank, Bank Muamalat, Bank Rakyat, Kuwait Finance House, Agro Bank, Bank Islam(All FPX members) | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) | N/A | Alliance Online Am Online CIMB Clicks EON Online Hong Leong Online Maybank2u RHB Online FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) | Maybank2u, CIMB Clicks, Hong Leong Connect, Public Bank PBe, RHB Now, Alliance Online, Affin Online, Bank Islam Online, UOB Bank Online, OCBC Bank Online, Standard Chartered Bank Online, AmOnline, I-Rakyat, I-Muamalat, Kuwait Finance House, Bank Simpanan National Online, HSBC Online |
Recurring | ||||||
Supported Currencies | RM (MYR) | Multi-currency up to 18 foreign currency | RM (MYR) | RM (MYR), US, Euro, Singapore $ and more | RM (MYR) | RM (MYR) |
We’ve collected all of our frequently asked questions on one page so that you can find what you’re looking for.
If you need further explaination, we can help you decide which Payment Gateway is suitable for you in the signing up process.